Legal

Privacy Policy

Effective: May 2026 · Monetum Group AG · Zug, Switzerland

1. Data Controller

Monetum Group AG, Zug, Switzerland. Contact: privacy@monetum.ai

2. Data We Collect

Account: Name, email, subscription tier, billing history
Payment: Stripe customer ID (card); transaction hash + wallet address (crypto). We never store card numbers.
Usage: Pages visited, session data, device type, approximate location (country/city)
Blockchain: Signal hashes and revealed content published permanently on Base — publicly accessible, cannot be deleted
Optional: Crypto wallet address; Telegram user ID (if using signal channel)

3. How We Use Your Data

Purpose	Legal Basis
Providing and managing your subscription	Performance of contract
Processing payments	Performance of contract
Sending signals, briefings, service communications	Performance of contract
Product analytics	Legitimate interest
Fraud detection and abuse prevention	Legitimate interest
Legal compliance	Legal obligation
Marketing communications (opt-out available)	Consent

4. Third-Party Providers

Provider	Purpose	Location
Stripe, Inc.	Payment processing (card)	United States
Clerk, Inc.	Authentication	United States
PostHog, Inc.	Product analytics	United States / EU
Telegram Messenger	Signal delivery (optional)	Dubai, UAE
DigitalOcean, LLC	Cloud infrastructure	EU (Frankfurt)
MongoDB Atlas	Database	EU
Base blockchain	On-chain notarization	Decentralised

Where providers are outside the EEA/Switzerland, Standard Contractual Clauses or equivalent safeguards apply.

5. Cookies & Analytics

We use PostHog for anonymised product analytics. No advertising cookies. No data shared with ad networks.

6. Retention

Data	Retention
Account data	Subscription duration + 3 years
Payment records	10 years (Swiss accounting law)
Usage analytics	24 months
Blockchain data	Permanent (immutable ledger)

7. Your Rights

Under GDPR and Swiss nFADP you have the right to access, rectify, erase, restrict, port, and object to processing of your data. Contact privacy@monetum.ai. We respond within 30 days. Blockchain data cannot be deleted.

Complaints may be lodged with the Swiss FDPIC at edoeb.admin.ch.

8. Security

We use TLS encryption, encrypted storage, and access controls to protect your data.

9. Children

The Service is not directed at persons under 18. We do not knowingly collect data from minors.

Privacy: privacy@monetum.ai · Monetum Group AG, Zug, Switzerland